Next week under their trading name of Your Spanish Mortgage IMS will be launching their new service aimed at promotion and marketing of bank owned or funded developments in Spain which have unique mortgage facilities attached to them.
As the year progresses more of these type of offers will come to the table. Every bank in Spain is now considering how to most effectively reduce the level of unsold stock they hold and are developing bespoke and attractive mortgage terms to encourage buyers and to provide access to buyers who have limited deposits and would normally be precluded from buying in Span due to lack of capital.
All banks will still require that clients fit their designated criteria on incomes and are able to provide evidence of this but the banks will take a more flexible approach to risk assessment where the client is committed to buying one of the banks own properties and in many cases will provide up to 100% of purchase on a loan.
Under Your Spanish Mortgage brand IMS will provide a transparent and cost effective service which includes securing of the property and all mortgage related work and will continue to work with the banks to develop and find further interesting and lucrative mortgage deals attached to good value and fully legal new developments.
Using long established relationships IMS are working hard to ensure that these types of deals; readily available and accessible to residents of Spain; are also provided to non residents and will update their portfolio on a regular basis.
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Tags: Spanish Banks, Spanish Mortgages
