International Mortgage Solutions
International Conveyancing solutions

Personal, Professional & Independent Advice.

Spain:   +34 952 459 745

CAM bank one of the Cajas has a huge exposure to the construction market. CAM were one of the biggest funders of the Polaris Developments and threw themselves rather recklessly into the non-resident boom of previous years.

CAM rather than appointing independent valuers at that time had their own internal valuation company that was vastly optimistic on values. CAM lent against valuation with no link to purchase price and as such have found themselves in a position where many loans now exceed the value of the property.

By far the highest number of enquiries any brokers receives for re-mortgages come from existing CAM bank holders who have found that all that glitters is not gold.

CAM remain however active in the non resident market with loans up to 70% although standard is lower with reasonable rates linked to taking other products. Communication and turn around times are very poor with this bank so any applicants should leave many weeks grace. CAM have no qualms about saying one thing and then not delivering so bee warned.

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Spain: +34 952 45 97 45 | Fax: +34 952 45 97 42

International Mortgage Solutions, Lista de Correos, C.P 29110, Monda Malaga

International Mortgage Solutions guarantee the following:
Neither your personal financial details or other personal information sent for a mortgage enquiry or application
will at any time be passed to or sold to any third party for data base marketing purposes or any other reason.
Information in relation to a full mortgage application will only be passed to the bank or relevant banks to which we are making an application.

Please note that all UK mortgage enquiries are passed with the clients permission to an authorised independent UK broker.
We do not advise on or arrange UK loans directly ourselves as we are not FSA regulated to do so.