International Mortgage Solutions
International Conveyancing solutions

Personal, Professional & Independent Advice.

Spain:   +34 952 459 745

Lloyds now known as Lloyds International are a joint amalgamation of Halifax ES and Lloyds. The new bank whilst called Lloyds is in fact operating under the original Halifax legal entity as this was a full bank and an SA or public listed company in Spain.

Lloyds are focussed for loans entirely on the non-resident market or expats they do not play in the resident arena at all except for savings.

Whilst the products on offer from Lloyds tend to be, slightly more expensive on rate they are the only bank not adding life cover as compulsory and still maintain an interest only product with no redemption penalties for partial or full overpayments.

Lloyds also have a very good re-mortgage product which is called Switch and Save. This product allows holders of loans of 60% or less and value of € 140.000 or more to move to Lloyds at enhanced rates or longer terms and cover for the client the costs of the move.

Lloyds are a very good bank for self-employed individuals or those with more complex affairs whilst other banks focus entirely on what is shown on a personal tax return Lloyds are capable of looking at the application strength across all elements.

Lloyds also offer both sterling and Euro deposit accounts with a 100 day account minimum € 10k maximum € 20k at 3%.

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Spain: +34 952 45 97 45 | Fax: +34 952 45 97 42

International Mortgage Solutions, Lista de Correos, C.P 29110, Monda Malaga

International Mortgage Solutions guarantee the following:
Neither your personal financial details or other personal information sent for a mortgage enquiry or application
will at any time be passed to or sold to any third party for data base marketing purposes or any other reason.
Information in relation to a full mortgage application will only be passed to the bank or relevant banks to which we are making an application.

Please note that all UK mortgage enquiries are passed with the clients permission to an authorised independent UK broker.
We do not advise on or arrange UK loans directly ourselves as we are not FSA regulated to do so.