Buy-to-Let Property

The main difference between a residential mortgage and a Buy-to-Let mortgage is the amount of equity that is required as a deposit, typically 10% or more.

The market for Buy-to-Let mortgages has changed in the last few years, and it is now possible to get a Buy-to-Let mortgage without any restrictions on any of the following:

Age

Income

Rental Income

Although slightly higher in general, the same range of interest rate options enjoyed by residential purchasers are also available to people investing in the Buy-to-Let sector in the UK and overseas, including those seeking self-certification mortgages.

As with residential mortgages, it is important to speak to a fully independent and qualified mortgage adviser with access to every product on the market and the expertise to help you choose the right product for your circumstances.